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Open Enrollment Season: Make sure you have coverage.

doctor and patientDo you have health insurance? The answer needs to be yes.

The Affordable Care Act (ACA) requires most individuals to have health insurance. If you don’t have insurance, you could face fines and penalties.

Major insurance companies in New York offer a variety of health plans designed for the ACA. These plans include many options that can provide high-quality coverage at an affordable price.

Yet, you must buy ACA plans during the yearly open enrollment period.  The open enrollment period for 2017 is approaching.

During open enrollment, you can sign up for new health insurance coverage, change policies and seek help to afford coverage.

We’re happy to help you find the best plan that fits you or your family’s needs. However, you could run into trouble if you don’t meet the right deadlines. 

Open Enrollment Calendar

Dec. 15, 2016: Closing date for plans that begin on Jan 1, 2017.

Jan. 1, 2017: 2017 coverage begins, if you signed up by Dec. 15.

Jan. 31, 2017: End of open enrollment.

Mar. 1, 2017: Enrollments or changes made after Jan. 15 take effect.

After Jan. 31, 2017, you can enroll or change plans only if you qualify for a Special Enrollment Period.

Customers qualify for special enrollment periods only in certain circumstances. These include losing your current health insurance coverage, having a baby, adopting a child, getting married or other life events.

After losing health insurance, you have 60 days to enroll in a new plan. Otherwise, you must wait until the next open enrollment period.

Make sure that you have health insurance by the open enrollment deadlines. Call Avanti Associates at (914) 273-8511 for more information on health insurance enrollment.

Posted Tuesday, November 29 2016 10:34 AM
Tags : insurance, health insurance, coverage, savings, tips, health

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