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Avanti Associates, Ltd. Blog: coverage

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Many people don’t think about a total loss of their home. It seems far-fetched. Yet, it is not uncommon for homeowners to experience what insurance agents term a total loss. A fire could damage your home so much so that it is impossible or too expensive to replace. READ MORE >>

You are almost guaranteed to see changes in the auto insurance industry each year. Most of the changes that impact your car insurance are a result of competition. Advances in technology are changing cars. They are therefore changing the auto insurance industry. READ MORE >>

Client falls are common causes of injury in any restaurant. Dropped food, puddles or poorly marked steps can injure clients if they fall in your business. A client could need medical treatment and rehabilitation after a fall. Additionally, a client could lose money while recovering from a fall injury. READ MORE >>

If someone hires you to do home contracting, he or she is tasking you with sensitive projects. A client also expects you to complete all home contracting work in a safe and timely manner. Being a contractor means you have a lot of access to another person’s home and their most valuable items. READ MORE >>

A data breach insurance policy may not seem like something small businesses need. It may seem like data breaches only affect large companies that have lots of clients or sensitive information.  However, there is a growing need for small businesses to obtain business insurance. READ MORE >>

Personal umbrella insurance can help you in a variety of ways. The easiest way to think of it is as insurance that adds extra liability coverage to insurance you already have. That is a generally standard definition. Besides being more coverage, there are many extra things umbrella insurance can cover. READ MORE >>

When people think about home insurance, they think about the coverage for home damages. They think about having the financial means to recover from a fire.  However, home insurance isn’t simply to coverage for damage to your home. The policy can cover much more. READ MORE >>

When someone becomes a director in a business, they assume a higher level of risk. That’s because managers, directors and other officers sit in much more powerful positions. This added risk often merits higher levels of insurance coverage. READ MORE >>

Despite strong sanitation rules, it is possible for people to get sick or die from the food they eat. If you run a restaurant, the last thing you want to have is a sick customer. Food-borne illnesses can be very severe. They can lead to hospitalization, long recovery periods and even death. READ MORE >>

Dentists, like most other professionals, face risks when it comes to lawsuits and claims. That is why it is important to maintain business insurance, including professional liability insurance.  Basic general liability insurance is adequate for most claims related to the business itself. READ MORE >>

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Avanti Associates, Ltd - Armonk
200 Business Park Dr, Suite 206 Armonk, NY 10504
Ph: 914.273.8511
Fx: 914.273.8050
Avanti Associates, Ltd - Pelham
201 Wolfs Ln Pelham, NY 10803
Ph: 914.738.1900
Fx: 914.738.1992
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