Avanti Associates Ltd

 

Get A Quote About Contact Home Page
 
Lines of Business

Auto Home Business Boat Flood
Home > Blog > Protecting Your Workers with Contractors Insurance

Member Companies
· Associated Insurance Agency of Westchester, Inc. in Armonk, NY
· Comprehensive Insurance Brokerage, Inc. in Pelham, NY
· Bruce Farnham Associates, Ltd

  • Main Menu
    • Home Page
    • File a Claim
    • Make A Payment
    • Policy Review Request
    • Refer a Friend
    • Blog
    • Join Our Newsletter
    • Insurance Glossary
    • NY Defensive Driving Course
    • Secure Area
  • About Us
    • About Us
    • States We Serve
    • Our Locations
    • Employee Directory
    • Privacy Policy
    • Contact Us
    • Our Carriers
    • Testimonials
  • Annuities
    • Annuities Insurance Home
    • Annuity Quote Form
  • Automobile
    • Automobile Insurance Home
    • Auto Insurance Quote
    • Request ID Card for Auto Policy
    • Add Vehicle to Existing Auto Policy
    • Remove Vehicle from Existing Auto Policy
    • Add Driver to Existing Auto Policy
    • Remove Driver from Existing Auto Policy
  • Bonds
    • Bonds
  • Business & Commercial
    • Business & Commercial Insurance Home
    • General Liability Quote Form
    • Business Owners (BOP) Quote Form
    • Builders Risk
  • Specialized Commercial
    • Specialized Commercial Coverage
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Contractors Insurance
    • Cyber Liability Insurance
    • Electricians Insurance
    • Errors & Omissions Insurance
    • Group Health Insurance
    • Janitorial Insurance
    • Laundromat Insurance
    • Lawyers Professional Liability
    • Liquor Based Business Insurance Home
    • Manufacturers Insurance
    • Professional Liability Insurance
    • Restaurant Insurance
    • Salon & Barber Insurance
    • Towing & Recovery Insurance
    • Workers Compensation Insurance
  • Condominium
    • Condominium Insurance Home
    • Condo Insurance Quote
  • Earthquake
    • Earthquake Insurance Home
    • Earthquake Quote
  • Flood
    • Flood Insurance Home
    • Flood Quote Form
  • Health
    • Health Insurance Home
    • Health Insurance Quote
  • Homeowners
    • Homeowners Insurance Home
    • Homeowners Insurance Quote
  • Motorcycle
    • Motorcycle Insurance Home
    • Motorcycle Insurance Quote
    • Request ID Card for Motorcycle Policy
    • Add Motorcycle to Existing Policy
    • Remove Motorcycle from Existing Policy
    • Add Driver to Existing Motorcycle Policy
    • Remove Driver from Existing Motorcycle Policy
  • Pet Insurance
    • Pet Insurance
  • Renters
    • Renters Insurance Home
    • Renters Insurance Quote
  • Watercraft & Boat
    • Watercraft & Boat Insurance Home
    • Watercraft Insurance Quote
    • Request ID Card for Watercraft Policy
    • Add Watercraft to Existing Policy
    • Remove Watercraft from Existing Policy
    • Change Primary Operator on Existing Watercraft Policy
  • Umbrella
    • Umbrella
THURSDAY, JUNE 22, 2017

Protecting Your Workers with Contractors Insurance

Construction siteContracting teams might only focus on one job, or they might offer a variety of services. Whether installing sprinkler systems or knocking out walls, contracting teams face risks.

Contracting can be a very labor-intensive job. Intense physical work often poses risks to the employee. The physical risk also poses liability risks to the employer. A contractor, whatever their trade, should improve safety conditions for their workers.

Proper worker protections, coupled with insurance, can help you protect your business.

Correct Insurance Coverage

Consider the ways you can protect your employees with insurance.

Workers’ Compensation Insurance: Most employers have to carry workers’ comp insurance. It can protect you in case an employee gets sick or hurt on the job. If the employee has to take time off to recover, this insurance can help you pay the employee’s treatment needs.

E&O Insurance: Employees could always make mistakes on the job. This could hurt the company and the client. If an employee provides bad service or advice, errors and omissions coverage can help you compensate a client for damages.

Most businesses also buy general liability policies. These policies can protect employees and visitors from onsite accidents. However, these policies may not be specific enough for contracting risks. Ask your insurance agent if you need this coverage.

Protecting Your Employees

Employee insurance shouldn’t stop you from protecting your employees by other means. A safe workplace is a low-risk environment.

  • Follow all occupational safety laws, such as OSHA guidelines. These requirements are often specific to an industry. Make sure employees are aware of workplace rights, and how to report concerns. Routinely update your employees of changing workplace safety rules.
  • Hire workers who have proper training and certification in their line of work. Do not allow untrained workers to manipulate sensitive systems. For example, do not allow a brick layer to work on electrical wiring.
  • Require workers to wear protective safety gear at all times. These may include hard hats, reflective clothing, masks, boots, and other practical gear. Do not allow anyone onto a contracting property without proper protective gear.
  • Require a reporting system for any safety hazards that might develop. Regularly check the site for signs of developing problems.
  • Immediately isolate any incidents that result in employee injuries or damages. Properly document the incident. Work actively with the employee to establish a course of action to help the employee recover.

When you need to protect your employees, the right insurance can help. However, safety practices will go a long way to protecting your contracting business.

Avanti Associates, Ltd has your coverage needs in mind. We can help you get a New York contractors insurance policy. Call us at 914.273.8511 for more information.

Posted 1:29 PM

Tags: insurance, contractors insurance, workers compensation insurance, errors and omissions insurance, new york
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2017
  • 2016
  • 2015

  • insurance(90)
  • tips(69)
  • coverage(60)
  • savings(37)
  • armonk(32)
  • safety(31)
  • business insurance(28)
  • new york(17)
  • home insurance(17)
  • auto insurance(14)
  • claims(13)
  • health(8)
  • restaurant insurance(7)
  • health insurance(7)
  • professional liability insurance(6)
  • contractors insurance(5)
  • cyber liability insurance(4)
  • weather(4)
  • driving(4)
  • protection(3)
  • business owners(3)
  • liability(3)
  • fire(3)
  • business(2)
  • life insurance(2)
  • home repair(2)
  • homeowners(2)
  • security(2)
  • errors and omissions insurance(2)
  • building(2)
  • lawyer liability insurance(1)
  • snow(1)
  • data(1)
  • pet safety(1)
  • family(1)
  • pets(1)
  • storms(1)
  • umbrella insurance(1)
  • winter(1)
  • toys for tots(1)
  • smart homes(1)
  • key man insurance(1)
  • professional insurance(1)
  • d and o insurance(1)
  • safety tips(1)
  • roofing(1)
  • renters insurance(1)
  • dentist(1)
  • christmas(1)
  • totaled car(1)

View Mobile Version
View Our Latest Insurance News
more...
  What Our Customers Are Saying
more...
Quick Links
Site Links
Home
About Us
Get A Quote
Customer Service
Make a Payment
File a Claim
Refer a Friend
Contact Us
Auto Insurance
Home Insurance
Renters Insurance
Flood Insurance
Business Insurance
Boat Insurance
Flood Insurance
More Commercial Insurance
Avanti Associates, Ltd - Armonk
200 Business Park Dr, Suite 201 Armonk, NY 10504
Ph: 914.273.8511
Fx: 914.273.8050
Avanti Associates, Ltd - Pelham
201 Wolfs Ln Pelham, NY 10803
Ph: 914.738.1900
Fx: 914.738.1992
 
Powered by Insurance Website Builder
Social
How Can We Help You?
or
CALL US TODAY
Get A Quote My Policy Location Facebook Twitter RSS Feed LinkedIn Google+