Avanti Associates Ltd

 

Get A Quote About Contact Home Page
 
Lines of Business

Auto Home Business Boat Flood
Home > Blog > Why Fire Risks Rise in Winter

Member Companies
· Associated Insurance Agency of Westchester, Inc. in Armonk, NY
· Comprehensive Insurance Brokerage, Inc. in Pelham, NY
· Bruce Farnham Associates, Ltd

  • Main Menu
    • Home Page
    • File a Claim
    • Make A Payment
    • Policy Review Request
    • Refer a Friend
    • Blog
    • Join Our Newsletter
    • Insurance Glossary
    • NY Defensive Driving Course
    • Secure Area
  • About Us
    • About Us
    • States We Serve
    • Our Locations
    • Employee Directory
    • Privacy Policy
    • Contact Us
    • Our Carriers
    • Testimonials
  • Annuities
    • Annuities Insurance Home
    • Annuity Quote Form
  • Automobile
    • Automobile Insurance Home
    • Auto Insurance Quote
    • Request ID Card for Auto Policy
    • Add Vehicle to Existing Auto Policy
    • Remove Vehicle from Existing Auto Policy
    • Add Driver to Existing Auto Policy
    • Remove Driver from Existing Auto Policy
  • Bonds
    • Bonds
  • Business & Commercial
    • Business & Commercial Insurance Home
    • General Liability Quote Form
    • Business Owners (BOP) Quote Form
    • Builders Risk
  • Specialized Commercial
    • Specialized Commercial Coverage
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Contractors Insurance
    • Cyber Liability Insurance
    • Electricians Insurance
    • Errors & Omissions Insurance
    • Group Health Insurance
    • Janitorial Insurance
    • Laundromat Insurance
    • Lawyers Professional Liability
    • Liquor Based Business Insurance Home
    • Manufacturers Insurance
    • Professional Liability Insurance
    • Restaurant Insurance
    • Salon & Barber Insurance
    • Towing & Recovery Insurance
    • Workers Compensation Insurance
  • Condominium
    • Condominium Insurance Home
    • Condo Insurance Quote
  • Earthquake
    • Earthquake Insurance Home
    • Earthquake Quote
  • Flood
    • Flood Insurance Home
    • Flood Quote Form
  • Health
    • Health Insurance Home
    • Health Insurance Quote
  • Homeowners
    • Homeowners Insurance Home
    • Homeowners Insurance Quote
  • Motorcycle
    • Motorcycle Insurance Home
    • Motorcycle Insurance Quote
    • Request ID Card for Motorcycle Policy
    • Add Motorcycle to Existing Policy
    • Remove Motorcycle from Existing Policy
    • Add Driver to Existing Motorcycle Policy
    • Remove Driver from Existing Motorcycle Policy
  • Pet Insurance
    • Pet Insurance
  • Renters
    • Renters Insurance Home
    • Renters Insurance Quote
  • Watercraft & Boat
    • Watercraft & Boat Insurance Home
    • Watercraft Insurance Quote
    • Request ID Card for Watercraft Policy
    • Add Watercraft to Existing Policy
    • Remove Watercraft from Existing Policy
    • Change Primary Operator on Existing Watercraft Policy
  • Umbrella
    • Umbrella
FRIDAY, JANUARY 6, 2017

Why Fire Risks Rise in Winter

house on fireThe weather outside may be frightful. Nothing seems better during winter weather than a nice warm home and a warm blanket.

However, by warming up, there’s also an increasing risk of fires. Heat consumption during the winter months is much higher than other times of the year. And where there is heat, there is always the risk of flames.

Many normal household practices raise a fire risk during the winter. Your fireplace, your appliances and other household items pose the risk of fires.

If a fire does happen, your homeowners insurance will likely cover damages and replacement costs. However, negligence by a homeowner that causes a fire may be a reason for insurance to deny you a fire claim.

Be safe, know the risks.

Why do fire risks increase in winter?

Here are just a few of the reasons a home’s fire risks increase in winter.

You might have a fireplace and chimney. These can be beautiful home features. If you don’t take fire prevention steps, these fires can spread and cause damage.

You might have plants indoors. People often bring their outdoor plants indoors during winter. That’s not to mention Christmas trees and other decorations. Plants and other items can easily dry out and become much more flammable.

People use more energy in winter. You are likely to warm your home with a heating system or a space heater. These systems may overburden your electrical or furnace systems. Overburdened systems can cause outlets to spark or fires to erupt.

But, these aren’t the only risks of fires during winter. A candle left burning during a power outage can cause fires also.

What can you do to reduce risks?

If you build a fire, make sure that you take steps to contain the fire. Use screens to keep sparks from flying into a room and landing on furniture. You should always extinguish these fires completely. Never let them smolder.

Make sure that your chimney is clean. If ashes and other residual debris accumulate in a chimney, they can easily cause fires to start.

Don’t overburden heating systems. Make sure before the season starts that these systems are working properly. Make sure that your outlets work properly.

Don’t place flammable objects near sources of heat.

Blow out candles when you aren’t in a room.

Water indoor plants and move dead plants away from the home immediately.

There is an increased fire risk in your home during the winter. You should make sure that you take steps to ensure that fires don’t occur.

Avanti Associates is here to help you understand how your home insurance covers fires. Go online to learn more about coverage options and prices. You can also call us at (888) 477-0250 for more information about coverage.
Posted 5:38 PM

Tags: insurance, home insurance, tips, coverage, building, savings, fire
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2017
  • 2016
  • 2015

  • insurance(90)
  • tips(69)
  • coverage(60)
  • savings(37)
  • armonk(32)
  • safety(31)
  • business insurance(28)
  • new york(17)
  • home insurance(17)
  • auto insurance(14)
  • claims(13)
  • health(8)
  • restaurant insurance(7)
  • health insurance(7)
  • professional liability insurance(6)
  • contractors insurance(5)
  • cyber liability insurance(4)
  • weather(4)
  • driving(4)
  • protection(3)
  • business owners(3)
  • liability(3)
  • fire(3)
  • business(2)
  • life insurance(2)
  • home repair(2)
  • homeowners(2)
  • security(2)
  • errors and omissions insurance(2)
  • building(2)
  • lawyer liability insurance(1)
  • snow(1)
  • data(1)
  • pet safety(1)
  • family(1)
  • pets(1)
  • storms(1)
  • umbrella insurance(1)
  • winter(1)
  • toys for tots(1)
  • smart homes(1)
  • key man insurance(1)
  • professional insurance(1)
  • d and o insurance(1)
  • safety tips(1)
  • roofing(1)
  • renters insurance(1)
  • dentist(1)
  • christmas(1)
  • totaled car(1)

View Mobile Version
View Our Latest Insurance News
more...
  What Our Customers Are Saying
more...
Quick Links
Site Links
Home
About Us
Get A Quote
Customer Service
Make a Payment
File a Claim
Refer a Friend
Contact Us
Auto Insurance
Home Insurance
Renters Insurance
Flood Insurance
Business Insurance
Boat Insurance
Flood Insurance
More Commercial Insurance
Avanti Associates, Ltd - Armonk
200 Business Park Dr, Suite 201 Armonk, NY 10504
Ph: 914.273.8511
Fx: 914.273.8050
Avanti Associates, Ltd - Pelham
201 Wolfs Ln Pelham, NY 10803
Ph: 914.738.1900
Fx: 914.738.1992
 
Powered by Insurance Website Builder
Social
How Can We Help You?
or
CALL US TODAY
Get A Quote My Policy Location Facebook Twitter RSS Feed LinkedIn Google+